Privacy Policy

Terms of Service and Privacy Policy 

Effective Date: October 2, 2024

Thank you for visiting MyVFO.co, a website owned and operated by MyVFO, Inc. ("we," "our," or "us"). By accessing or using our website, you agree to comply with our Terms of Service and Privacy Policy outlined below. If you do not agree with these terms, please do not use our website.

Terms of Service

1. Use of the Website The Website is intended for informational and marketing purposes only. You agree to use the Website for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Website.

2.  Agreement and Acceptance of Terms of Service  When you use this Website, you are agreeing to be bound by these Terms of Service.  These Terms of Service constitute an agreement between you and MyVFO, Inc., and sets forth the terms and conditions applicable to your access to the Website.  Your use of this Website is further subject to our Privacy Policy, below, which addresses how we gather, use, disclose and manage your personal information.  

By using this Website, you understand and agree to be bound by the terms and conditions of these Terms of Service and the Privacy Policy, as may be amended from time to time.  You further understand and agree that these Terms of Service and the Policy Agreement legally bind you in the same manner as a signed agreement.  If you are unable to agreement to these terms, you may not use this Website.  

3.  Intellectual Property All content on the Website, including copyrights, patents, inventions, trademarks, service marks, trade secrets, know-how and other confidential information, trade dress, trade names, text, graphics, logos, images, corporate names, domain names, and software, together will all of the goodwill associated therewith, derivative works and all other rights (collectively, the “Intellectual Property Rights”) is the property of MyVFO, Inc. and is protected by intellectual property laws. You may not reproduce, distribute, modify, or otherwise use any of the content on the Website without our prior written consent. 

4. Confidential Information All non-public, confidential or proprietary information of MyVFO, Inc., including but not limited to, trade secrets, technology, methods, information pertaining to business operations and strategies (collectively, “Confidential Information”), disclosed by MyVFO, Inc. on the Website, whether or not marked, designated or otherwise identified as “confidential”, is confidential, and shall not be disclosed or copied without the prior express written consent of MyVFO, Inc.  

5. Disclaimers The Website is provided on an "as-is" and "as-available" basis. We do not warrant that the Website will be error-free, uninterrupted, or free from viruses or other harmful components.

You understand and acknowledge that the information on this Website, or any investment results that you may obtain by relying on information on this Website, cannot be guaranteed and is not intended as financial, legal or tax advice.  The contents of this Website is for informational purposes only, and MyVFO, Inc. cannot be held responsible for any losses that may occur as a result of your reliance on the information on this Website.  

6.  Other Obligations  By accessing and using this Website, you agree to do the following: (i) comply with all applicable laws, including, without limitation, privacy laws, intellectual property laws, anti-spam laws, and regulatory requirements; (ii) if applicable, provide accurate information to us, whether reported directly or through a third party who you authorize, and keep it updated; (iii) use the Website solely for your personal, non-commercial use; (iv) use your real name on your profile and keep your password confidential; and (v) access and use the Website in a professional manner.

You further agree NOT to do the following: (i) circumvent, disable, or otherwise interfere with security-related features of the Website; (ii)  make any commercial use of the Website; (iii) copy or use any information, content or data on the Website in connection with a competitive service (as determined by MyVFO, Inc.); (iv) reverse engineer or decompile any technology associated with the Website, including but not limited to any software applications or plug-ins associated with the Website; (v) use any robot, spider, webcrawler, scraper or similar automated extraction or data gathering mechanism, program or tool to access, copy or monitor the Website without our prior written consent; (vi) use any meta tags or other hidden text or metadata utilizing the MyVFO, Inc. name, trademark, URL or product name; (vii) post or transmit any file or email which contains viruses, worms, Trojan horses or any other damaging or destructive elements; (viii) violate the terms of this Agreement or any other rule or agreement applicable to you; or (ix) use the Website, the MyVFO, Inc. name, trademarks or copyrights in any deceptive or fraudulent manner, for any illegal purposes, or in violation of any applicable law, regulation, rules or ordinance.

7.  Limitation of Liability To the fullest extent permitted by law, MyVFO, Inc. will not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of the Website.

IN NO EVENT SHALL MYVFO, INC., ITS AFFILIATES, LICENSORS AND ANY OF THEIR OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR FOR DAMAGES MEASURED BY LOST OF PROFITS, OR FOR DAMAGES FOR LOST OPPORTUNITY, LOSS OF GOODWILL, LOSS OF USE, LOSS OF DATA OR OTHER INTANGIBLE OR SPECULATIVE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OR INABILITY TO USE THE WEBSITE, WHETHER THE DAMAGES ARE FORESEEABLE AND WHETHER OR NOT MYVFO, INC. OR ANY OF ITS AFFILIATES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. 

8. Submissions  When you submit your email address or any other personal information to the Website, you agree that we may collect, store, and use that information in accordance with our Privacy Policy. 

9.  Governing Law and Venue  You agree that these Terms of Service and Privacy Policy will be governed exclusively by and interpreted in accordance with the U.S. Federal Arbitration Act, federal arbitration law, and the laws of the State of Tennessee, excluding its provisions on conflicts or choice of laws. Except as otherwise expressly set forth in Section 10 below, any legal action or proceeding arising under this Agreement shall be brought exclusively in state courts located in Nashville, Tennessee or federal court for the Middle District of Tennessee, and the parties hereby irrevocably consent to the personal jurisdiction and venue as provided in these Terms of Service. 

10.  Arbitration  Any dispute, claim or controversy arising out of or relating to the access and use of the Website or any services related to it, these Terms of Service, the Privacy Policy or the breach, termination, enforcement, interpretation or validity thereof, including the determination of the scope or applicability of these Terms of Service and Privacy Policy to arbitrate, shall be resolved solely by binding, individual arbitration rather than a class, representative or consolidated action or proceeding. You and MyVFO, Inc. each further agree that the U.S. Federal Arbitration Act governs the interpretation and enforcement of these Terms of Service and Privacy Policy, and that we are each waiving the right to a trial by jury or to participate in a class action. This arbitration provision shall survive termination of these Terms of Service and/or the termination of your access to the Website. 

11.  Changes to the Terms of Service We reserve the right to update or modify these Terms of Service at any time. Any changes will be effective immediately upon posting to the Website.  

Privacy Policy

1. Information We Collect We only collect the following personal information from you:

• Email Address: When you submit a contact form or sign up for updates on our Website, we collect your email address.

2. How We Use Your Information We may use the email address you provide for the following purposes:

• To respond to your inquiries or requests submitted via the contact form.

• To send you marketing communications and updates about MyVFO, if you have opted in to receive them.

3. Sharing of Your Information We do not sell, trade, lease, loan or otherwise transfer your email address to outside parties except:

• If required by law or in response to a legal process.

• To trusted third-party service providers who assist us in operating the Website, conducting our business, or serving you, provided those parties agree to keep your information confidential.

4. Security We take reasonable measures to ensure that your email address is kept secure and to protect it from unauthorized access, use, or disclosure.

5. Your Rights If you no longer wish to receive marketing communications, you can opt-out at any time by following the unsubscribe instructions provided in the email or by contacting us directly.

6. Federal Privacy Laws Certain federal privacy laws govern the collection and record keeping of nonpublic personal information collected by MyVFO, Inc., and state privacy laws may be inapplicable in certain situations related to such personal information.

7.  Changes to This Privacy Policy We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

Contact Information

If you have any questions or concerns about our Privacy Policy or Terms of Service, please contact us at:

MyVFO, Inc. Email: admin@myvfo.co Mailing Address: Nashville, TN, USA